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Budgeting Tips That Will Help You Save Money

September 23, 2019 by Liam Leave a Comment

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If you’re interested in creating a realistic monthly budget, which will allow you to put money aside for a rainy day, continue reading to discover a simple guide to budgeting.

 

Budgeting Tips That Will Help You Save Money:

 

Use your online bank account to monitor your bank transactions on a daily basis:

Instead of waiting till the end of the month to check the balance of your transaction account, it’s a smart idea to log onto your online bank account on a daily basis. So that you’ll be able to check all of your daily transactions. To ensure that there aren’t any false transactions listed under your daily transactions. By taking a look at your daily transactions, you’ll also notice any areas of your life that you may spend to much money on. That you’ll be able to readdress in your budget.

 

Consider changing your power company and smart phone provider:

If your monthly bills are rather high, it’s well worth comparing the monthly cost of your current power company and your smart phone provider with their rivals, to ensure that you’re not overpaying for your power and smart phone plan. As you could be surprised at just how much money you can save from your monthly budget, by simply switching your power company or your smart phone provider.

 

Order your groceries online:

Once you’ve budgeted for your groceries in your monthly budget, it’s well worth ordering your weekly groceries online, so that you won’t have any trouble sticking to your food budget. As you’ll be far less likely to be tempted by new products or promotions and can see the total cost of your order, each time that you place a new item in your virtual shopping cart.

 

Don’t be afraid to say no:

For example, if you have children and they ask you for expensive toys, that you haven’t budgeted for, don’t feel afraid to say no. As another example, if you’re invited out to an expensive social event such as a night out at a bar that you can’t afford, don’t be afraid to decline your friend’s invitation. As the more comfortable that you get with telling people no, the easier you’ll find it to stick to the budget and the more money you’ll be able to put aside for a rainy day!

 

Purchase your clothing, shoes and accessories during sale periods:

Never pay full price for your clothing, shoes or accessories. Instead, make the most of your favorite stores sales. Where you’ll be able to pick up all the clothes you need, without making a massive dent in your bank account. One way to ensure that you stay informed of upcoming sales, is to join the email list of your favorite stores. So that you’ll be one of the first individuals to learn about significant sales.

 

Remove one expense from your budget:

As an example, you may decide to give up purchasing takeaway cups of coffee to save money. Or you may be willing to cut subscription services that you hardly use. As if you simply remove one expense from your monthly budget, you’ll be able to increase the amount of money which you save each money.

 

Hopefully you’re now able to create a comprehensive monthly budget that you’ll be able to stick to and which will allow you to start putting a bit of money aside for a rainy day.

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My name is Liam and I’m Geeked Out Nation! I’m a gamer in my spare time, but I also enjoy all kinds of other adventures. I have my own home and a full-time job, which I love to take vacations from... Read More…

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Hello fellow brides and party throwers. My name is Liam and I’m a wedding & events planner. It’s a busy job, with long hours, but I wouldn’t trade it for the world! I absolutely love what I do and I want to share my tips and tricks for budgeting, lifestyle and parties/weddings with other passionate people online

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